Download 401(k)s For Dummies by Ted Benna, Brenda Watson Newmann PDF

By Ted Benna, Brenda Watson Newmann

Get the main from your 401(k) in any economy

Filled with pattern 401(k) portfolios for each level of life

Invest your 401(k) cash correctly and utilize your retirement

Want to grasp what sort of funding combine you want to make your retirement cash develop? Don't recognize what to do with a 401(k) account out of your final activity? fearful that your company's 401(k) plan doesn't reduce it? sit back! this easy, plain-English consultant exhibits you the way to regulate your bills, reduce your dangers, and maximize your returns.

The Dummies Way
* reasons in undeniable English
* "Get in, get out" information
* Icons and different navigational aids
* Tear-out cheat sheet
* most sensible ten lists
* a splash of humor and enjoyable

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Example text

You communicate best when there is rapport between you and the seller. The reason you want to build rapport is to get the seller to like you. If the seller likes you, it will be harder to turn down your offer. There are three responses a seller can have to your offer. The seller can accept your offer. The seller can counter your offer. The seller can reject your offer. If the seller accepts, you have a contract. If the seller counters, you have something to work with. If the seller rejects and says no, you may be at a dead end.

Be bold! Doing your own scouting is the fourth way of finding a good deal. Driving through and around your target area a different way each day can lead you to a good deal. Use side streets rather than thoroughfares. Take an extra 15 minutes driving home from work to look at properties. Shop at a different grocery store to go through unfamiliar neighborhoods. Look at bulletin boards in stores and laundromats for real estate for sale ads. Put up a flyer in the lunch room at work. Talk to people you do business with, like the dry cleaner, shoe repair person, cable company, and plumber, and let them know you are a real estate investor looking for property.

Qxd 3/30/04 9:19 AM Page 37 Writing and Presenting Your Offer 37 using CoCa CoLa as a memory aid. Once you understand the four requirements for a valid contract you will always use the CoCa CoLa test to make sure all the requirements are present. CoCa CoLa Consent: There must be mutual consent between the parties to the real estate contract. The parties have to agree about the wording and conditions written in the contract. Capacity: The parties to the real estate contract must have the capacity to enter into the contract.

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